It is becoming increasingly rare to see an individual in America paying for a major purchase with either cash or a check. Our society has increasingly embraced the card-carrying model of paying for goods and services. We use credit cards, debit cards and electronic gift cards to pay for everything from groceries and gas to online movie tickets. Credit and debit cards are easy to use and easy to carry. However, simply because our society has moved in the direction of paying for goods and services with plastic does not mean that it is a good idea to pay workers for their time and effort with a plastic, ATM-style card.